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Every 29 minutes, a child under the age of 16 loses a parent in the UK

Are you a parent?

What provisions have you made?

How would your family cope today had you died yesterday?

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There is a 68% chance of one out of a group of four 30 year old men being diagnosed with a critical illness during his working life

If you are in business with others you should consider business cover.

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Without any form of additional income you are heading towards a State Pension of £97.65 per week for a single person or £156.15 for a married couple.

Do you want to find out how to avoid the poverty trap in retirement?

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There are many Pension Providers no longer open for new business but continue to collect often high charges on out of date plans.

Why not find out if you can get better value for money on your existing plans?

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Many banks and building societies attract investors with a headline rate that includes an introductory bonus.

They also introduce new accounts and leave investors in old accounts with low interest rates.

When did you last review your accounts with an experienced and qualified adviser?

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Welcome to Edward Chappell Financial Services

Edward Chappell Financial Services is a modern business with traditional values. Our core values mean we have an unshakeable commitment to acting with integrity at all times and providing a high quality, personal service. To do this we have embraced the latest technology, which enables us to conduct our business in an efficient, cost effective manner.

Quality Financial Advice

We offer independent financial, pensions and investment planning advice to private individuals, business people and trustees. We pride ourselves on our reputation of offering high quality, unbiased advice in a clear and understandable manner.

Fee-Based Advice

At Edward Chappell Financial Services, we work on a transparent fee basis without the conflicts of interest that can occur where advice is paid for by commission. We are not dependent on product sales and will offer holistic financial planning advice covering mortgage reduction and all areas of investment, including National Savings.

We are looking to build long-term relationships rather than sell a product without providing any form of on-going service.

Professional Qualifications

Our directors hold the Chartered Insurance Institute Diploma in Financial Planning (Dip PFS), which is an advanced level qualification. We regard the level of knowledge that this demonstrates as being the minimum required when dealing with more sophisticated matters.

The Retail Distribution Review now states that advisers have until December 2012 to obtain Diploma status or equivalent.

We recommend you entrust your future to advisers who have already demonstrated a commitment to develop their knowledge and will continue to do so in the future.